The Home Affordable Modification Program (HAMP) may be able to help you.
You may be eligible for the Home Affordable Modification Program if you are employed but still struggling to make your monthly mortgage payments.
The HAMP Program may lower your monthly mortgage payments in order to make them more affordable and feasible.
If you occupy your home as your primary residence you may be able to begin the HAMP evaluation process.
Homeowners who may be eligible for the Home Affordable Modification Program include:
- Homeowners who are applying for a modification on a home that is not their primary residence, but the property is currently rented or the homeowner intends to rent it.
- Homeowners who previously did not qualify for HAMP because their debt-to-income ratio was 31% or lower.
- Homeowners who previously received a HAMP trial period plan, but defaulted in their trial payments.
- Homeowners who previously received a HAMP…
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